Latest News

  • How much mortgage can I afford

    To determine how much, you can afford for a mortgage, several factors need to be considered, including your income, monthly expenses, down payment, and the interest rate on the mortgage.

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  • Guideline to save for down payment

    Saving for a down payment is a crucial step in the home-buying process.

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  • December 2023 Real Estate Market Review

    The December and year-end 2023 real estate statistics for the Greater Toronto Area (GTA) reflect a challenging market influenced by various factors, including record immigration and affordability issues.

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  • Private Mortgage in Tough Times

    Interest rates are still rather unstable in Canada, but at the same time, housing is a necessity. If you are contemplating a home purchase, you are weighing your options regarding financing.

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  • 2023 November Real Estate Market Review

    The middle of the third quarter shows that listings are up from what we saw a year ago. However, sales were down. Although there seems to be a good choice of properties on the market, selling prices remain the same compared to what we recorded only a year ago.

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  • Preparing for Mortgage Payment Shock: Expert Advice and Solutions to Secure Your Finances

    A term being used these days is Mortgage Payment Shock. If you haven’t heard it, you soon will. It is a surprise that many Canadians experience their adjustable mortgage payments increase and unexpected rates that are offered as mortgage renewals occur.

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  • Mortgage Rate Forecast: When Will Rates Go Down?

    Mortgage interest rates are high on everyone’s list of items to forecast. Since March of 2022, the Bank of Canada has steadily increased its prime rate by 4.75%, which is the greatest rise since the 1990s.

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  • Ordered Pre-Construction but Now No Mortgage

    Things were going along nicely, and you ordered a new home before construction even began. Now, with skyrocketing mortgage interest rates, it appears that you won’t qualify for the financing. What can be done?

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  • October 2023 Real Estate Market Review

    The start of the third quarter of this year shows the Greater Toronto Area housing market much like the previous months of 2023. Looking at last year, this year’s selling prices are higher.

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  • Behind in Mortgage Payments

    No one purposely falls behind in mortgage payments. There is usually some event or situation that puts us behind. This can be the loss of a job, illness, or a variety of issues.

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