Latest News

  • Navigating Home Equity Loans for Renovations

    Most homeowners realize that in order to maintain and increase the value of your property, you not only need to maintain its current state but continue to make improvements along the way.

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  • Understanding Closing Costs and Fees

    If you are considering making a home purchase, you need to be fully armed with as much information as possible. That includes understanding all of the ancillary fees, including closing costs.

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  • Mortgage vs Renting Pros and Cons

    There are a number of factors that go into deciding whether it is better for your current circumstances to rent or buy property.

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  • August 2023 Real Estate Update

    Considering the record immigration levels we are seeing, the experts feel there will be a strong need for both rental and home ownership in the Greater Toronto Area and even expanding to the Greater Golden Horseshoe.

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  • Tax-Free Home Savings Account

    One of the hurdles for a first-time homebuyer is to save enough money for a down payment, ancillary expenses, and reserve. In 2022 the First Home Savings Account (FHSA) was approved by the federal government.

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  • Credit Score FAQs

    A credit score is a three-digit number that a service, like Equifax, assigns. It represents their opinion of whether or not you are a good credit risk.

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  • How to Pay Less Interest on Your Mortgage

    No one wants to pay more for something than necessary. That includes interest on your mortgage. There are some situations where you can reduce the overall amount of interest you pay during the term of your loan.

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  • July Real Estate Update

    During that previous month, there were a fair number of new listings, but sales lagged. With the continued increasing inflation and the Bank of Canada raising the interest rate, fewer potential buyers even tried to secure loans or pre-approvals.

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  • Impact of Rising Interest Rates

    It seems as though it won’t stop.  Canadian interest rates have now climbed to 5% over the past week.  This is remarkably high and will have an effect on everyone.  The first group is obvious.  Someone is trying to buy a new house.  It could be a first-time buyer, an upgrade or move to an…

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  • Canada’s Household Mortgage Debt Reaches New Heights

    It seems like every day, we hear more about the growing concern of interest rates and the pressures it puts on individuals. Mortgages and home equity lines of credit (HELOC), combined as real estate secured debt, is now at about $2.3T.

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