Frequently Asked Questions

Do you have questions? We have the answers! Here are a few commonly asked questions from folks. Just click on the question below and you’ll be taken to a page with the answer. And if you don’t see your question here, just call us at 647-393-7222 and we’ll be happy to help!

When should a homeowner consider a private lender when searching for a mortgage?

What sort of interest rate should a person expect to get on a private mortgage?

Is now a good time to borrow money with a home equity loan?

What are the benefits of a private mortgage?

Will a private mortgage be issued for a two or three year term?

What documentation do I need for a private mortgage approval?

Is an appraisal a requirement?

How hard is it to qualify for a private mortgage? What is the turnaround time?

Can I use the same lawyer as the private lender to save on legal fees?

What is the highest loan-to-value ratio that I can qualify for with my property?

Breaking your first mortgage to refinance. Should you do it?

When should a person consider a debt consolidation loan?

What are some considerations for a first-time home buyer?

Cash Back and its Utility

Home Loan Terms to Consider

7 Things to consider when completing your mortgage application

Etobicoke Housing Market Update for Homebuyers

Is There a Best Time to Get Qualified for a Mortgage?

Are the Mortgage Rates Going Up in the near Future?

How to Get Ready Before Applying for a Mortgage

What are the Steps to Qualify for a Mortgage?

Common Errors When Applying for a Home Loan

Advantages of Using a Mortgage Broker

Getting Ahead of the Game

How to Use Private Mortgages to Improve Your Bad Credit

Lenders we work with

Private Lenders