Latest News

  • Tips for Buying House with a Poor Credit Score

    For most Canadians, home ownership is a goal, and Etobicoke is a great place to find a nice starter house.  At the outset, a lender will look at two factors:  income and credit history. Often potential buyers have a good income report, but their credit history may not be as good.  This can be due […]

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  • Increase Home Value for Sale

    As you are probably aware, the housing market is in flux.  Homes that are offered for sale are, indeed, selling, but statistics are showing that they are on the market for a longer period of time as compared with other years, and some sellers are feeling the need to reduce their asking price.  If you […]

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  • Is a Real Estate Crash Coming???

    The real estate market is an indicator of economic conditions.  It is one of those industries that is cyclical.  It varies within the year, with sales being more prevalent in the spring and summer than in winter.  It also swings over a consecutive period of years as a natural economic occurrence. As we are all […]

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  • Mortgage Broker vs Mortgage Specialist

    So, you are considering buying property and will need financing to complete the deal.  You have heard about mortgage brokers and mortgage specialists and are wondering if they are the same.  No.  They perform similar functions but are not the same.  Here are some of the main differences. Mortgage Broker A Mortgage Broker is a person who […]

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  • The 3 biggest mistakes home owners will make when an appraisal is required

    We recently asked Damian Guiducci (CRA – Appraiser) from Home Value Appraisal for the TOP 3 mistakes home owners generally make when an appraisal is required. Please see the mistakes below and make sure to do the necessary if you want to maximize the value of your property. They do not conduct minimal decluttering or […]

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  • September Real Estate Update

    Everyone is still watching the real estate market to see what will happen next.  It can be a somewhat complicated economic situation.  Several things affect the housing market.  No one wants to pay more in mortgage interest than they need to.  So, if interest rates remain high, there are fewer people who are willing to […]

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  • Mortgage market feels the impact of rising rates

    From: Mortgage News on Rate, Banks & Brokers By Fergal McAlinden, 25 May 2022 As the impact of interest rate hikes slammed the brakes on Canada’s housing market in recent weeks, big year-over-year declines in sales activity were revealed across many of the country’s hottest cities for real estate. Sales across the country were down 12% […]

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  • Etobicoke Housing Market Update for Homebuyers

    The Toronto Regional Real Estate Board reported that home sales are down by 47% when they compare 2022 to last year.  Even taking into consideration that home sales drop during the summer months, July 2022 is down 4% from June of this year.  It is not all bad news.  Housing prices are higher this year […]

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  • Metro home prices continued to fall in July

    Home prices continued their downward decline in most of the country’s major metro areas in July, alongside falling sales.

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  • Variable-rate mortgages are about to trigger payment increases

    There’s been a lot of discussion recently about how variable-rate mortgage holders could face their “trigger point.” We’re going to explore what that means, and the implications for borrowers.

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