Realize your dreams today with an Easy House Loan

Best Toronto Mortgage Rates

Prime rate: 6.70%

Discount: 0.95%

Variable Rate: 5.75% 

Prime minus 0.95%

Fixed:

1Yr: 5.84%

2Yr: 5.59%

3Yr: 5.14%

4Yr: 4.99%

5Yr: 4.74%

*conditions applies and rates are subject to change

The next Bank of Canada meeting is on Wednesday June 7th, 2023.

Our lowest rate for a variable mortgage is 5.75%. Contact us today to learn how you could get this rate.

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We Help Secure The Best Mortgage For:

First Time Homebuyers, Refinancing, Construction Costs, Debt Consolidation, Real Estate Investment

Mortgage Broker Toronto

We offer Ontario’s best and most current mortgage rates today. The posted mortgage rate is subject to change at any time. So our team of mortgage professionals regularly monitor the rates for you so you can get the lowest mortgage rate possible. Our team can help to secure financing on your residential or commercial property. We help secure a variable rate or fixed rate for blanket mortgages, mortgage refinancing and Home Equity Line of Credit. 

Contact us today to schedule an appointment to discuss your situation and how we can help.

If you have bad credit, no income, or are looking for a second mortgage or third mortgage for your property, contact one of our Private Mortgage Specialists.

Areas we Service

We service all Ontario but these are the major areas that we focus:

  • Ajax
  • Aurora
  • Barrie
  • Brampton
  • Brantford
  • Burlington
  • Caledon
  • Cambridge
  • Collingwood
  • Dundas
  • Etobicoke
  • Georgetown
  • Guelph
  • Hamilton
  • Innisfil
  • Kingston
  • Kitchener
  • Markham
  • Milton
  • Mississauga
  • Muskoka
  • Newmarket
  • Niagara Falls
  • North York
  • Oakville
  • Oshawa
  • Ottawa
  • Peterborough
  • Pickering
  • Richmond Hill
  • St-Catherine
  • Scarborough
  • Sudbury
  • Toronto
  • Vaughan
  • Waterloo
  • Whitby
  • Windsor
  • Woodbridge

Mortgage Calculation

There are a number of variables that come into play when calculating how much you can afford as a mortgage payment. Below is a simple tool you can use to calculate the mortgage payment based on the value of the home, your downpayment, interest rate and amortization (number of years it will take to pay off the mortgage).

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Interesting Mortgage Facts

Did you know that, in Canada, almost 40% of mortgage holders end up refinancing their mortgage which, in most cases, means paying sizeable penalties. Make sure you read your mortgage document carefully before you sign, to make sure you can live with the penalties. Often, the lowest rate mortgages have the most severe penalties. Not sure about your mortgage? Call or text us at 647-613-3279 to discuss your situation.

Canadian Mortgage Trends News

Work With The Best

“It has been an absolute pleasure dealing with Nicolas Vimard of Easy House Loan. The process was seamless, and his knowledge and level of service was one of the best I experienced in Canada. His level of communication was a step above…”
– Kim T.
“Nicolas worked extremely hard to get us the best rate. His communication was great and answered all of our questions. Thank you for the great work and we look forward to working with you in the future!”
– Ciara G.
“As always, EasyHouseLoan was fantastic to deal with. Their positive attitude and bulldog perseverance got a difficult mortgage situation taken care of.”
– Rob S.
“EasyHouseLoan made the process of getting a mortgage painless.”
– Jessica A.
“EasyHouseLoan definitely came through huge for us when no other broker could make it happen”
– S2rt Racing
As first time home buyers, dealing with an unpredictable housing market, the process of getting approved for a loan seemed daunting. Nicolas provided support and answers to our many questions. Thank you from the bottom of our heart for all of your help to get the loan and for assisting us with all of the papers. It has been a pleasure to work with you! We are settled nicely into our first home with many thanks to you! You will always be our go-to!
– Miranda Downes

Lenders we work with