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Best Toronto Mortgage Rates
Prime rate: 5.95%
Prime minus 0.90%
1 year: 5.89%
2 year: 5.99%
3 year: 5.54%
4 year: 5.49%
5 year: 4.99%
*conditions applies and rates are subject to change
The next Bank of Canada meeting is scheduled for Dec 7th, 2022.
Our lowest rate for a variable mortgage is 5.05%. Contact us today to learn how you could get this rate.
We Help Secure The Best Mortgage For:
Mortgage Broker Toronto
We offer Ontario’s best and most current mortgage rates today. The posted mortgage rate is subject to change at any time. So our team of mortgage professionals regularly monitor the rates for you so you can get the lowest mortgage rate possible. Our team can help to secure financing on your residential or commercial property. We help secure a variable rate or fixed rate for blanket mortgages, mortgage refinancing and Home Equity Line of Credit.
Contact us today to schedule an appointment to discuss your situation and how we can help.
If you have bad credit, no income, or are looking for a second mortgage or third mortgage for your property, contact one of our Private Mortgage Specialists.
There are a number of variables that come into play when calculating how much you can afford as a mortgage payment. Below is a simple tool you can use to calculate the mortgage payment based on the value of the home, your downpayment, interest rate and amortization (number of years it will take to pay off the mortgage).
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Interesting Mortgage Facts
Did you know that, in Canada, almost 40% of mortgage holders end up refinancing their mortgage which, in most cases, means paying sizeable penalties. Make sure you read your mortgage document carefully before you sign, to make sure you can live with the penalties. Often, the lowest rate mortgages have the most severe penalties. Not sure about your mortgage? Call or text us at 647-613-3279 to discuss your situation.
Canadian Mortgage Trends News
- CIBC mortgage amortizations soar given its heavy weighing of variable-rate mortgages
- One quarter of TD mortgages now have an amortization of 35+ years
- BMO: No issues with mortgage renewals at this time
- The popularity of variable-rate mortgages continues to fall
- RBC says a “majority” of its mortgage clients can absorb higher payments